Excess Liability Insurance

Policy Highlights

Flexible, Comprehensive Coverage

AIG offers broad protection for your busy lifestyle, covering incidents ranging from auto accidents to slander. Coverage is offered with limits ranging from $1 million to $100 million, enabling you to shield your family and your net worth more effectively.

Worldwide Protection

You’ll be protected for losses due to claims of personal injury, libel & slander, or property damage no matter where the incident took place. Coverage also includes your vehicles, homes and watercraft—whether owned or non-owned.

Choice of Legal Representation

When faced with a legal issue, you need to have full confidence and trust in the attorney representing your interests. However, many insurers leave you out of this process entirely. With AIG you’ll have the ability to choose legal representation from a roster of preeminent firms specializing in all aspects of litigation. In addition, funds are available for your personal attorney to shadow the case.¹

Defense Costs

Even if you settle or win the case, expensive legal fees can add up quickly—and leave you with excessive out-of-pocket expenses. AIG covers defense costs outside of your policy limits, so your protection won’t be compromised—particularly during a lengthy trial. 

Protection on the Road

If you have an accident that involves an under-or-uninsured driver, you could be exposed to additional risk. Optional coverage helps ensure that even if the other party can’t compensate you for your losses, AIG can. 

^{1 Up to $10,000 (higher limits available); some restrictions may apply.}